99+ Upgrade Options

Hello, !

If you’re in the early stages of your 99+ Course…

You may find that you’d feel more confident if you had a certified 101 Instructor helping you step by step through your financial transformation. In that case, you can upgrade to the 99 “Live” Course, where you’ll be working closely with a 101 Financial Instructor.

The 99 “Live” Course teaches you a better way to budget, how to build your credit, and how to increase your monthly cash flow. Working closely with your 101 Instructor, you’ll find your financial starting point and lay a solid foundation. You’ll learn how to:

  • Organize your finances
  • Boost your cash flow
  • Start a strategic savings plan, and
  • Improve your credit score, so you can qualify for lower interest rates and better credit products in the future

When you combine the online tutorial program with the ongoing guidance and support of your 101 Instructor, you’ll experience the unbeatable 101 Financial formula for financial success.

Here are just some of our highly qualified 99 “Live” Course instructors…

My name is Monica Bambrough and I am an Arizona girl born and raised. I have been educating families at 101 Financial for 5 years and have loved seeing huge changes in my students’ lives.

My students are willing to make a shift with how they see and use money, which brings them success. These successes bring about some great celebrations… and maybe even a few tears, as I see them rise above their circumstances and succeed.

I’m excited to be part of your financial journey, have celebrations marking your successes, and to meet you soon!



My name is Kelli Racca from Boise, Idaho. I have been an instructor with 101 Financial for 7 years.

I’m often brought to tears (happy ones, of course) while teaching my students!

It’s pure JOY to map out a future plan that is full of opportunity and success, a gift I get to give to each of my students.

How to take the next step…

For more information on how to enroll in the 99 “Live” Course, contact Hana at Hana@101financial.com. She’ll guide you on the specific steps to take to move forward!